Tow Truck Insurance

Looking for Tow Truck Insurance, Turn to Urban Insurance. Our expert staff has been a dependable source for Towing Insurance for over 54 years. We understand the requirements that the Secretary of State has placed on Flatbeds and Tow-Trucks prior to granting them the “TW” plates needed to operate a towing company. Whether your company specializes in towing, auto transport, salvage, or if you d...
Read More

Making It In Chicago on $13/hour

As the cost of living continues to increase, learning how to make your dollars stretch as far as they can is an important part of survival. The prices in Chicago can be significantly higher than other states, and finding ways to make it on $13.00 an hour can be challenging. How much does that equate to? In annual dollars, that’s about $26,000 per year or a little more. While that may not seem ...
Read More

Halloween in Chicago

Halloween is a time when kids get to dress-up as a favorite character, gather with friends and roam from house to house collecting as much candy as possible. When I was a child, I can remember starting early and putting in hours of ringing bells till I had shopping bags full of candy. As a parent in Chicago, my wife and I took our son and his friends trick or treating, ever careful that in the...
Read More

River North Chicago

Chicago is a city made up of neighborhoods, each with their own history and ever changing demographics. As immigrants made the city home, they tended to congregate for comfort and support, each new wave reshaping the neighborhoods . German shops slowing giving way to Polish restaurants, that in turn find a new identity with each new group entering and enriching Chicago. "River North" has a sim...
Read More

What if my regular insurance says I have Mexican Coverage?

If you're planning a trip to Mexico by car, you would be wise to purchase a policy that qualifies as, and meets the rules of Mexican Insurance. Although some insurance companies state they have "Mexican Insurance" coverage this usually means within 25 miles of the border. If you stay within those 25 miles and something occurs either an accident or theft your company might cover the expenses how...
Read More

$25,000/$50,000,/$20,000 Auto insurance in Illinois

In 1989 the Illinois General Assembly voted to require all motorists to carry auto liability insurance. At that time, Auto insurance liability limits in Illinois were set at a minimum of $20,000/ $40,000/ $15,000, and for more than 25 years those same limits have remained. Effective January 1, 2015 a new law increases the mandatory minimum auto liability insurance coverage’s to $25,000/$50,000...
Read More

Bloomingdale Trail

Should we take a month-long rafting trip down the Amazon, or trekking up to the top of Everest, these were two options from a list of potential adventures my son, (Lane) and I compiled. With him starting at Northwestern in a few weeks, it seemed a milestone that called out for some great journey- An opportunity to test our fortitude, combat fear and bond as father and son. Our minds filled with ...
Read More

5 Reasons to Day Trip in Downers Grove

Downers Grove is a highly popular vacation spot located in york, DuPage County, Illinois – just 25 miles outside of Chicago. Known for its quiet, quaint surroundings, Downers Grove has become a model for small-tourist towns in the region. The town is home to more than 140 community events and festivals every year. With a population of just 47,833, the 600 acres of parks and recreational space have...
Read More

Medicar and Public Transportation Plates.

If you operate a Nonemergency Transportation company (Medicar), then you know that your MC plates come due on June 30th. You also know that the police will be out looking for any Medicar driving on expired plates. The limits of liability required are set at $250,000/$250,000/$50,000 in the state of Illinois. Without an Accord certificate of insurance proving you are covered to at least the ...
Read More

10 Ways to Save Money on Motorcycle Insurance

In the 28 years I have been selling for Urban Insurance, I am still amazed by how wide the range of insurance prices can be between one bike and another. What might shock you is that it is the "Style" of the bike that makes a larger difference than the "Cost" of the bike. This is important fact to consider before coming home with that new "Sport Bike". For most people, a motorcycle is driven only ...
Read More