Urban Insurance Agency Articles
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How does Credit Score affect Auto Insurance Rates?
You are a careful, defensive driver, you follow the rules of the road and even received a “Good Driving Certificate” the last time you renewed your license; so you should be eligible for the lower car-insurance rates than your Neighbor with his spotty record? Well, Don’t count on it!...
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Credit Scoring for Auto Insurance
While most drivers intuitively understand, and expect, that speeding tickets, driving under the influence of drugs and alcohol; or a pattern car accidents will increase their auto insurance premiums. However I think the lion’s share of Americans would be surprised to find that a poor credit report can dramatically increase the premiums they pay for automobile insurance....
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Do you Run Credit Checks? / Do you Need my Social Security Number?
No! We do not need to run your credit: therefore poor or less than perfect credit does not effect your rates. Unlike many insurance companies today we can offer you auto insurance without “Running your credit”. Since we do not put your credit report: we have no need to ask for your social security number....
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