Urban Insurance Agency Articles
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SR22 Insurance in Chicago
SR22 in Chicago can be known by several different names. You might hear the car insurance called “financial responsibility insurance;” or referred to this type of “car insurance” as SR-22, or FR Filing...
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Need SR22?
SR-22 insurance? Urban Auto Insurance has the Sr22 Information you need to get your driver’s lincese back. You have come to the best source for facts on SR22 Insurance in Illinois....
SR22
SR22 Insurance, is a type of auto insurance that is often misunderstood by people in search of car insurance. Failing to file SR-22 when required to do so by the court, will result in your driver’s license being suspended or revoked as well as a large fine. Because of the large number of questions, below you will find answers to some of the most common SR22 questions...
The court is requiring me to buy SR-22 insurance, So just what is SR22?
For those required to carry SR-22 liabllity, simply having car insurance is not enough, you must make sure that a legal filling has been recorded whith the Secretary of State’s office is a state. I have been in the insurance business long enough to hear the Horror stories from people that spent the night in jail, even though they did have the right auto liability simply because the State had not properly record the filing. Urban’s Electronic filing system helps to avoid such problems....
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Low Cost SR-22 Filings
SR-22 (or SR22) is actually the name of the form used by insurance companies to notify the state that an insured has the required insurance coverage. People will sometime refer this car insurance as SR-22, SR Filing, or sometimes as just “filing” insurance. While car insurance is mandatory in Illinois, most drivers are not required to purchase SR22 insurance. However, if you are required to file an SR22 then an auto insurance company must submit the form in order to remove a suspension order placed by the Illinois Secretary of State’s office on your driving privileges. The reason for the filing is to provide a certification to the Illinois Department of Motor Vehicles that your auto insurance company has issued a policy of at least the required minimum liability coverage, and that your auto insurance company will notify the Illinois Secretary of State should the car insurance ever lapse for any reason....
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Is Car Insurance Required by Law?
Is Insurance Required by Law? Liability Insurance Is Required by Law in the state of Illinois. The Illinois Mandatory Insurance Law requires ALL motorists to have auto liability Insurance on their vehicles or face SEVERE PENALTIES. If you are caught driving without insurance because you failed to keep up your monthly payments and your auto liability insurance is cancelled you will be subject to the penalties of the law including license suspension, fines of $500 to $1,000 and even impounding of your car as well as the possibility of serious financial loss if you have an accident. You can avoid the risk of such penalties and by simply making your payments on time and keeping your insurance in force Urban Insurance Agency...
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