I get over 100 channels on my TV, yet it seem like every other commercial is for a company selling Car Insurance? Perhaps the fact that I sell “Car Insurance” has left me “Hyper-aware” of Auto Insurance commercials, truth is that it is not my imagination; auto insurance advertising has skyrocketed from $600 million in 2003 to more than $1.9 billion in 2008. And the spending has only increased throughout 20010 and again in 2011. In fact last year Geico alone spent more than $1.18 billion annually on advertising, or about twice the amount the total industry spent advertising car Insurance in 2003. State Farm and Allstate, unwilling to give up market share to Progressive and Geico. have also dramatically increased Spending over the past years. State Farm Automobile Insurance has increased spending to $803 Million.
Yes the Gecko is cute, and Flo seems nice, but all of this spending has resulted in a public that is watching and endless string of commercials from a dozen car insurance companies, each claiming to be some $500+ cheaper than any other company. After 30 years selling car insurance, two things are quite clear:
1. Consumers are paying for that advertising via higher Car Insurance rates.
2. Every company can’t be the cheapest insurance company.
It should come as no surprise, that when an insurance company spends hundreds of millions of dollars each year on advertising, millions more vanity sponsorships, plus millions of dollars in executive bonuses- that all of those costs will get passed down to consumers.
At Urban Auto Insurance, there are no marble floors, mahogany desks, and certainly no seven figure salaries. Our lower overhead is passed on to policy holders through lower rates. Watching other companies ads, I am always amazed by claims that their policies will save people an Average of over $500; because, at Urban insurance the average TOTAL cost of a policy is only $426.
Below is a one day list of customers that saved money switching to Urban.
Urban Auto Insurance has been saving drivers money on their car insurance for greater than 53 years. We can do so because we represent 18 different companies allowwing us to find you the lowest price on your auto insurance. While most insurance companies today factor credit-score, Urban will provide you Auto Insurance without “Running your Credit”, this can save you hundreds of dollars on your insurance.
Get a quote from Urban Insurance today, then feel free to turn down the sound next time you see a insurance commercial.
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Urban Insurance Agency has a BBB Rating of A+
We average savings of over 45% over Geico.
At Urban Insurance Agency, we understand how hard you work for your money; that is why we search more than 15 different companies in order to find you the lowest rates. Our rates can save you hundreds of dollars per year on your car insurance.
In a recent article, titled Insurance.com’s 2006 Auto Insurance Pricing Report. They state that the average price their customers paid for insurance in the state of Illinois in 2006 was $1,496. This Average was based on best price offered by any of the following companies: Travelers, Liberty Mutual, Hartford, MetLife, Safeco, Geico and Progressive. Urban Insurance Agency’s average yearly price in Illinois for 2006 was just $806.
That is an amazing average savings of over 44% The more you compare auto insurance rates, the more you will love the rates offered at Urban Insurance Agency. That is why when we ask, Do you think you’re paying too much for car insurance? We know the answer is YES, unless you are insured with Urban Insurance Agency.
*Insurance.com’s 2006 Auto Insurance Pricing Report highlights the lowest average auto insurance rates viewed by over 1.1 million car insurance consumers on the Insurance.com platform in 2006*. The information comes from actual auto insurance quotes consumers received from over a dozen of the nation’s leading auto insurance companies who participate on Insurance.com’s comparative auto insurance platform.