Safe Driving

Self-driving car accidents, are the roads ready for autonomous autos?

Google has been heavily promoting their experimental autonomous autos as the near-future’s answer to safer roads. With 11 self-driving car accidents, some people are asking the question, are these cars safe enough for public use?First let’s look at the basic data behind these accidents.California has 48 “self-driving cars,” in the past six months 4 of them have been in an auto accident; as a...
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$25,000/$50,000,/$20,000 Auto insurance in Illinois

In 1989 the Illinois General Assembly voted to require all motorists to carry auto liability insurance. At that time, Auto insurance liability limits in Illinois were set at a minimum of $20,000/ $40,000/ $15,000, and for more than 25 years those same limits have remained. Effective January 1, 2015 a new law increases the mandatory minimum auto liability insurance coverage’s to $25,000/$50,000...
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Palcohol, Powdered Alcohol

By Larry Lubell  ChicagoThe Alcohol and Tobacco Tax and Trade Bureau approved seven new version of Palcohol this week, including Margarita and Cosmopolitan. In case you're like me and had never heard of this product until today, it's alcohol in powder form.Consider, that each day, an average of 30 people die in motor vehicle accidents involving an alcohol-impaired driver. The math works out to...
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What to do after an Auto Accident

Car Accidents and reporting claimsWhat do I do if I have an accident?In the 50 years that Urban Insurance has been in business, we have never spoken to a single customer that was “Happy” to have just been involved in an accident. The truth is accidents happen to even the best of drivers. When an accident does occur you need to remain calm, collect the needed information and make a timely rep...
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Chicago Motorcycle Prep List

Spring has arrived and all across Chicago motorcycles are getting back onto the roads. Before you set off on your first big trip of the season it is a great idea to follow the check-list below.Check your Fuel:Gas doesn't spoil like milk, but when left for several months you might be better off draining the tank and fuel lines before running the engine.Check the oil:You should at least ...
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Tips for a Safe Road Trip

 Road trips can be fun, interesting, and a welcomed change of pace from the everyday routine. Keep your vehicle and passengers as safe as possible by doing some preventative maintenance. Even though there is always a chance that your car can break down, performing the simple maintenance tips discussed below will minimize the likelihood of that happening.Check your tiresProperly ...
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Driving is Strictly Defense

Driving is a defensive play - it is about getting drivers and passengers where they need to be safely. Upon arrival, that's when the execution of offensive plays in life takes place. Defense has always been the name of the game in transportation - when moving, people are at their most vulnerable. This article will set the stage for three defensive driving tips: slow down, maintain a safe following...
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Tips for Driving in Snow

It has been so long since we have had any major snow fall in the city of Chicago, that it's easy to forget how any real accumulation can bring traffic to a stand-still and create dangerous condition. While it is true that in a large city such as Chicago, plows and salt trucks will quickly turn any major street drive-able. This is good news for urban drivers; at least we know we will not get stuck ...
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Driving Trips from Chicago

We all spend too much time trapped behind the wheels of our cars, stuck in traffic. And while a 100 mile circle around Chicago does not offer the same scenic variation and beauty that one might find surrounding San Francisco; there are still many great day drives. This is particularly true in the Fall as the changing leaves paint the views with fiery reds, oranges and bright yellows.Fortunately ...
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Stopped for DUI ?

Do you have a pending Hearing in Traffic Court?If you have been stopped for DUI or DWI, the judge will want to see proof of current Auto Insurance, and verification that have your insurance company has filed the required SR22 form with the State Of Illinois.Driving While Intoxicated (DWI) or Driving Under the Influence (DUI) are serious violations which can result in you loosing your lic...
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