... EXCESSIVE HEAT WARNING IN EFFECT FROM NOON CDT THURSDAY TO 7PM CDT SATURDAY...The National Weather Service in Chicago has issued an ExcessiveHeat Warning, which is in effect from noon CDT Thursday to 7 PMCDT Saturday. * HIGH TEMPERATURES...Peaking well into the 90s each day, withFriday and Saturday potentially in the upper 90s to near 100. * MAXIMUM HEAT INDICES...Peaking 104...
Read MoreChicago Auto Show
Chicago Auto Show I have missed the Chicago Auto Show only a handful of years since my parents first brought me at the age of seven. I in turn have taken my son at least 18 of his 23 years. The auto show is one of those events that lends itself to family traditions. As I walked the floor, it was heartwarming to see the large number of parents doing their best to keep up with children, excitingl...
Read MoreChicago Wind chill at dangerously low levels
Urban Insurance Agency will have limited hours and staff on Wednesday, 01/30/2019.Chicago will see Wind chill temperatures reach such dangerously low levels that simple everyday tasks hold the potential to lead to life-threatening situations. It is vital to realize, that with such extreme conditions, frostbite injuries can occur in less than 10 minutes. While any exposed skin is particularly pro...
Read MoreMerry Christmas and Happy New Years
We at Urban Insurance Agency, want to wish you and your family a Merry Christmas and hope that 2019 is a healthy and happy year.For Christmas HolidayWe will close on December 24th at 2:00 pm and then reopen Wednesday December 26th at 8:30 am.For New Years HolidayWe will close on December 31st at 2:00 pm and then reopen Wednesday January 2nd at 8:30 am As always, you can find a...
Read MoreHow much does car insurance cost?
No one wants to over-pay for their policy: so how much does car insurance cost?Urban has car insurance plans that start for as little as $35. How much car insurance insurance will cost you, is based on the insurance company calculating the likelihood of you having a claim, and how much will they have to pay if it happens. Insurance companies collect data about every claim so as to be able to ...
Read MoreWhat to do after a car accident?
Accidents happen to even the best drivers; so you should take the following steps after a car accident? When a car accident does occur, it's important to remain calm, collect the needed information and make a timely report. The first thing to do after a car accident is to gain your composure. Job one is to assess if anyone in your vehicle is hurt, if so immediately call 911. Clearly the ne...
Read MoreMartin-Luther-King-Jr. Day
In these days when our country seems so divided, the inspirational message of Dr. Martin Luther King Jr. rings out clearly. It reminds us of our obligation to actively fight against bigotry, hatred, and the forces that seek to pit us against each other. To divide and conquer, is to reduce the greatness that America might otherwise obtain. "We the people" are stronger, more righteous, more d...
Read MoreLow Cost Car Insurance
Low Cost Car Insurance. Everyone wants to save money on their auto insurance, each company has their own price structure, that is why it is so important to use an agency that can shop a variety of different carriers to search for the best rate for your situation. To start it can be helpful to understand the factors Insurance companies use to set their prices. The rate an insurance company charg...
Read MoreWhat Does a SR22 Insurance Cover?
What Does a SR22 Cover?Simply put, an SR22 is not a “Type of insurance” but rather the name of the form used by insurance companies to notify the state that you have met their requirement for liability insurance. SR22 insurance is just the same as regular Car Insurance coverage, except that it provides a certificate to the Illinois Department of Motor Vehicles that you have a policy of at l...
Read MoreDoes my Car Insurance automatically transfer to a Rental car?
A common question I am asked is, "Does my Car Insurance automatically transfer to a Rental car?" There are two basic types of coverage, Liability and Physical Damage. Liability covers you against damage you do to other people's cars, property and or Personal Injury.and yes your liability transfers to a rental car and no additional cost. Physical Damage, often called "Full Coverage,"...
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