Avoid being the next victim of fake car insurance policies Watch out for scammers selling fake auto insurance policies. (iStockPhoto) PrintEmailBy Karin Price Mueller | NJ Advance Media for NJ.com 0 Reddit A car stops suddenly in front of you, you hit your brakes, hear t...
Read MoreWho can drive my car?
Auto Insurance rates are set by companies based on perceived risk. Overwhelmingly, their prices come down to the answers to these two questions: in the event of a loss, how much will it cost us; and what is the likelihood the loss will occur. "Who can drive my car? This is a common question people ask when comparing rates for car insurance. Since teen drivers, or those with poor driving records wi...
Read More“Why does my insurance cost more than my friends?”
Over the 50 years that Urban Insurance has been selling Insurance in Chicago, the single most frequent question we are asked is “Why does the cost of insurance vary so much from one person to the next? The second most common question is “Which Company has the cheapest rates”? I will tie these two questions together because require a brief understanding of the factors that determine the cost any i...
Read More3 Ways we’ve simplified shopping for Car Insurance.
While no one loves shopping for insurance, Urban has made the process quicker and easier than ever before. By utilizing the newest technologies, we have streamlined the process of getting multiple competitive quotes in real-time with just a fraction of the number of questions that other companies require. Whether you choose to use our “Online Rater,” Mobile application or call and speak direct...
Read MoreGoogle’s Self-Driving Cars, Will I Still Need Insurance?
Back in 4th grade I checked out a book from our the school library with the title “Cars of Tomorrow.” The pages were filled with illustrations depicting what the author believed would be in our driveways 30 and 40 years in the future. I hate to show my age, but that time has arrived so where are the Flying cars? I assume that at the time of landing on the moon, we were all guilty of over esti...
Read MoreCar thefts surge 22% in Chicago
I have worked at Urban Insurance Agency for more than 25 years. As an agency that specializes in auto insurance, I have seen a direct pattern between economic "Hard Times" and a surge in auto thefts. While the Bank closings and collapse of the “Sub-Prime” markets never brought us to the depths of the “Depression,” there is a sense that the “New-Normal” is dreary at best. Yes, we have improved g...
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