Risk Factors

“Why does my insurance cost more than my friends?”

Over the 50 years that Urban Insurance has been selling Insurance in Chicago, the single most frequent question we are asked is “Why does the cost of insurance vary so much from one person to the next?  The second most common question is “Which Company has the cheapest rates”? I will tie these two questions together because require a brief understanding of the factors that determine the cost any i...
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