Month: March 2008

How Much Do Traffic Tickets Affect My Rate?

Traffic tickets are one of the things that show up on your motor vehicle report (MVR), but not the only thing. The short answer is "The more tickets you have, the more you pay for car insurance. However, your MVR (Motor Vehicle Report) is only one factor impacting the rate of your insurance. All insurance rates, no matter what type, are based on three basic factors, Fixed costs, the amount of a...
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seguro nacional revela los 10 coches superiores robados en 2003

Un informe 2005 publicado por la oficina del crimen del seguro nacional revela los 10 coches superiores robados en 2003 coincide con la lista de la mayoría de los vehículos populares. Los ladrones del coche todavía van después de los vehículos lo más comúnmente posible poseídos de las naciones. Está claro que la mayor parte de estos automóviles están tomados para llenar el mercado subterráneo para...
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How do traffic tickets affect my rates?

The short answer is "The more tickets you have, the more you pay for car insurance. However, your MVR (Motor Vehicle Report) is only one factor impacting the rate of your insurance. All insurance rates, no matter what type, are based on three basic factors, Fixed costs, the amount of a potential loss, and the likelihood a loss will occur. The fixed costs are the amount it costs to produc...
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liability insurance under 625 ILCS 5/3-707

Mandatory Insurance Driver's License Suspension: Beginning July 1, 2007, individuals convicted of driving without liability insurance under 625 ILCS 5/3-707 will lose their driving privileges for a minimum of three months. The suspension will be extended for an additional six months, if the individual is convicted of a second offense while the first offense remains in effect. The law, Public Act ...
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Is the Stuff in My Car Covered by my Auto Insurance?

The answer is Yes and No. Even with a full-coverage car insurance policy, everything in your car isn't necessarily covered. Insurance companies make a distinction between "Standard equipment" and "Custom equipment," Equipment that was factory installed is considered "Part of the auto" and is covered, "Custom equipment" is a different matter. Do not assume that custom equipment is covered! Alwa...
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Can you explain the MADD DUI Law?

From their August 24, 2008 Press Release: Jesse White and MADD's Innovative DUI Legislation Signed Into Law Legislation that cracks down on drunk drivers was signed into law today by Governor Rod Blagojevich. The new law is the result of joint efforts among Mothers Against Drunk Driving (MADD), Secretary of State Jesse White, and the legislation»s sponsors: Senator John Cullerton (D-Chicago) an...
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We average savings of over 45% over Geico

At Urban Insurance Agency, we understand how hard you work for your money; that is why we search more than 15 different companies in order to find you the lowest rates. Our rates can save you hundreds of dollars per year on your car insurance. We average savings of over 45% over Geico. In a resent article, titled *Insurance.com’s 2006 Auto Insurance Pricing Report. They state that the average p...
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MADD DUI LAW

Date Posted ::: August 25, 2007 FOR IMMEDIATE RELEASE FOR MORE INFORMATION CONTACT: August 24, 2007 Dave Druker: 312-814-1506 Henry Haupt: 217-782-5984 Jesse White and MADD»s Innovative DUI Legislation Signed Into Law Legislation that cracks down on drunk drivers was signed into law today by Governor Rod Blagojevich. The new law is the result of joint efforts among Mothers Against Dr...
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In Addition to Getting an SR22 Filing, What Else do I need to do to Reactivate my Driver’s License?

In Order To Reinstate Your License, You Must Do One Of The Following: If the cause of the SR22 is a “Judgment” you must either pay the full amount of the judgment or obtain a court order agreeing to pay the judgment in installments to the plaintiff’s attorney or the Clerk of the Cook County Circuit Court. It is important that you make sure you receive a certified, file-stamped copy of a “Satisf...
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