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If you have a question on your car insurance, life insurance, motorcycle insurance, or commercial insurance, please contact us at 1-800-680-0707 or we can call you.
Q. What is Non Owner car insurance?
“Non Owner” or “Non Owned Automobile Insurance” is often thought of as liability insurance for those that do not own a car. I feel an obligation to warn all those that call asking for this type of coverage that not all cars you drive but do not own are covered.
Insurance companies make a distinction for any car that you are a “Regular and or Customary driver”, they are not covered.
One of our carriers uses this wording:
“Non Owned Automobile means an automobile not owned, or furnished for the regular use of either the named insured or his (her) spouse or any other member of the insured household, any relative other than as a temporary substitute automobile”
Please believe me when I tell you I have seen claims denighed over this wording. Check with your agent, explain to him or her truthfully and fully about any cars you regularly drive.