In 1989 the Illinois General Assembly voted to require all motorists to carry auto liability insurance. At that time, Auto insurance liability limits in Illinois were set at a minimum of $20,000/ $40,000/ $15,000, and for more than 25 years those same limits have remained. Effective January 1, 2015 a new law increases the mandatory minimum auto liability insurance coverage’s to $25,000/$50,000...
Read MoreBloomingdale Trail
Should we take a month-long rafting trip down the Amazon, or trekking up to the top of Everest, these were two options from a list of potential adventures my son, (Lane) and I compiled. With him starting at Northwestern in a few weeks, it seemed a milestone that called out for some great journey- An opportunity to test our fortitude, combat fear and bond as father and son. Our minds filled with ...
Read More5 Reasons to Day Trip in Downers Grove
Downers Grove is a highly popular vacation spot located in york, DuPage County, Illinois – just 25 miles outside of Chicago. Known for its quiet, quaint surroundings, Downers Grove has become a model for small-tourist towns in the region. The town is home to more than 140 community events and festivals every year. With a population of just 47,833, the 600 acres of parks and recreational space have...
Read More10 Ways to Save Money on Motorcycle Insurance
In the 28 years I have been selling for Urban Insurance, I am still amazed by how wide the range of insurance prices can be between one bike and another. What might shock you is that it is the "Style" of the bike that makes a larger difference than the "Cost" of the bike. This is important fact to consider before coming home with that new "Sport Bike". For most people, a motorcycle is driven only ...
Read MoreSaving money on Car Insurance
I get over 100 channels on my TV, yet it seem like every other commercial is for a company selling Car Insurance? Perhaps the fact that I sell "Car Insurance" has left me “Hyper-aware” of Auto Insurance commercials, truth is that it is not my imagination; auto insurance advertising has skyrocketed from $600 million in 2003 to more than $1.9 billion in 2008. And the spending has only i...
Read MorePalcohol, Powdered Alcohol
By Larry Lubell ChicagoThe Alcohol and Tobacco Tax and Trade Bureau approved seven new version of Palcohol this week, including Margarita and Cosmopolitan. In case you're like me and had never heard of this product until today, it's alcohol in powder form. Consider, that each day, an average of 30 people die in motor vehicle accidents involving an alcohol-impaired driver. The math works out to...
Read MoreDriving for Uber or Lyft – We have the Insurance you Need.
Larry Lubell Technology is a great thing and I love that we live in a country where people are rewarded for “Building a better mouse trap;” and in some real ways Uber, Lyft and Sidecar are “Better-Mousetraps,” – they also expose drivers to great financial risks when driving without uber or lyft insurance. On New Year’s Eve, Sofia Liu age 6 was killed and her mother and brother seriously i...
Read MoreThe 4 Most Common Car Repairs
It's a nightmare that every car-owner has, you take your car in for general service and are told you need hundreds of dollars of additional repairs? You are not alone, most of us have been surprised by bad news. It makes you wonder if your getting ripped off or if you actually need to have the repairs done. Here is a guide to understand the most common car repairs that will help your car stay in...
Read MoreChicago Firsts; A History of Chicago’s contributions
Chicago is often called the "Second City," except by those that live in Los Angeles who are quick to remind us that their population has exceeded ours. By the numbers, Chicago's population comes in at 2,695,598 where LA now tops out at 3,792,621. Chicagoans often had a problem with the idea of being second to New York but we accepted it, with grace, however watching LA's population climb higher th...
Read More10 Secretos de ahorro en seguros de automóviles
10 maneras para reducir los costos de seguros de automoviles Después de 28 años de la venta de seguros de automóviles de Urban, aún estoy sorprendido por la amplitud de la gama de precios de los seguros, puede ser entre una llamada y la siguiente. Es evidente que ser un conductor seguro con una clara trayectoria libre de reclamaciones que tuvo la culpa, es un factor importante para ayud...
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