How to Compare Car Insurance Rates

How to Compare Car Insurance RatesWith the average price of a new car hitting $40,107, along with the skyrocketing expense of medical care; the cost of insurance claims are at record highs. Last year auto insurance companies paid out $184,669,308 dollars in claims. Comparing car insurance rates is essential to combating this rise and keeping your costs as low as possible. Things to look for w...
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Driving safely in Snow

Chicago is seeing the largest accumulation pf snow in decades, leaving people to dig their cars out after back-to-back storms piled up to as much as 30 inches across parts of the Chicago and suburbs. This weather causes slick conditions on our roads, and limits visibility; by noon today we already had 11 insureds report accidents, proving the importance of driving safely in snow. When roads are...
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Merry Christmas and Happy New Years

We at Urban Insurance Agency, want to wish you and your family a Merry Christmas and hope that 2021 is a healthy and happy year.For Christmas HolidayWe will close on December 24th at 2:00 pm and then reopen December 26th at 8:30 am.For New Years HolidayWe will close on December 31st at 2:00 pm and then reopen January 2nd at 8:30 am. We understand that the past year has been fi...
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Non-Emergency Medical Transportation Insurance

We have the Insurance you need for your Non Emergency Medical Transportation Company.We understand that transporting elderly and special needs clients is the core of your business, and a responsibly you takewith the upmost seriousness. Insurance carriers appreciate that, but also see the risk inherent in transporting patientsto their appointments- That risk is reflected in the rates they cha...
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Tow Truck Insurance

Looking for Tow Truck Insurance, Turn to Urban Insurance.Our expert staff has been a dependable source for Towing Insurance for over 60 years. We understand the requirements that the Secretary of State has placed on Flatbeds and Tow-Trucks prior to granting them the “TW” plates needed to operate a towing company. Whether your company specializes in towing, auto transport, salvage, or if you do w...
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What is Covered on an Auto Insurance Policy?

Urban Insurance Agency has specialized in writing custom Auto Insurance policies for the past 60 years. Over that time we have heard thousands of questions, but some we have found come up frequently. The first step in shopping for a car insurance policy is to understand the parts that make up a typical Personal Auto Insurance policy. We  at Urban Insurance are happy to answer you questions and ...
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Home and Auto Insurance Rates and Climate

  Chicago began 2019 with record-setting cold, and July brought days with a heat index over 100 degrees. In 2020 we have seen Death Valley hitting 130 degrees, a large "firenado" in California, an increase in the number of tropical storms, record loss of ice sheets, and rising sea levels. All across the world we are witnessing an increase in extreme weather, and insurance companies recogn...
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Covid 19 Notice

Update: As of 03/21/20 Gov. J.B. Pritzker issues order requiring residents ‘shelter in place’Urban Insurance will continue to serve our customers throughout this temporary order. We will be fully staffed and will have the ability to provide all functions necessary. Our customers will be able to look up their accounts, and make payments via our website. We will all be available via email, and ...
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Save on Car Insurance

Close your eyes, think hard about a gift you would be excited to receive. Now open your eyes- raise your hands if your fantasy present was auto insurance. I understand, there are things you want to buy, and things you need to buy; which makes an even greater reason to save on car insurance.1. Check your options: The rate on car insurance can vary greatly from company to company, and the one th...
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New State Law: “The Electronic Car Insurance Verification Law”

Effective 08/30/2019, The Electronic Car Insurance Verification Law will require all companies writing auto insurance in Illinois to provide daily reports to the Secretary of State updating them on all policies started, and any policy that has been cancelled. Companies will send their data, electronically, to the Illinois Verification System (ILIVS), there all insurance will be matched against the...
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