New Auto Insurance Law in Illinois

Effective July 1st, a New Auto Insurance Law in Illinois goes into effect.The Secretary of State for Illinois, Jesse White, is launching a new program called the "Electronic Automobile Insurance Verification Program," in an effort to crack down on uninsured motorists.Insurance has been mandatory in Illinois since Jan. 1, 1990, but there has always been a percentage of car-owners who have eithe...
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4th of July Hours

In observance of The Fourth of July holiday,our office doors will be closed on Monday, July 5th.Please remember our system is accessible 24 hours a dayat UrbanInsuranceAgency.com     Looking to Save on Car Insurance in Chicago? Get a FREE Online Rate Quote in under 5 Minutes Just enter your Zip Code then click Next.Urban Insurance Agency has been hel...
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Insurance for First Transit and Modivcare drivers

Whether you have a fleet or a single vehicle; been in business for years or starting a new venture, Urban has the experience to provide your Non-Emergency Medical Transportation business the insurance required by the State of Illinois. We will prepare certificates you need for the state, and carriers with whom you’re contracted. We write with companies the meet the "A Rated" Insurance requirements...
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How to Compare Car Insurance Rates

How to Compare Car Insurance RatesWith the average price of a new car hitting $40,107, along with the skyrocketing expense of medical care; the cost of insurance claims are at record highs. Last year auto insurance companies paid out $184,669,308 dollars in claims. Comparing car insurance rates is essential to combating this rise and keeping your costs as low as possible. Things to look for w...
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Driving safely in Snow

Chicago is seeing the largest accumulation pf snow in decades, leaving people to dig their cars out after back-to-back storms piled up to as much as 30 inches across parts of the Chicago and suburbs. This weather causes slick conditions on our roads, and limits visibility; by noon today we already had 11 insureds report accidents, proving the importance of driving safely in snow. When roads are...
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Merry Christmas and Happy New Years

We at Urban Insurance Agency, want to wish you and your family a Merry Christmas and hope that 2021 is a healthy and happy year.For Christmas HolidayWe will close on December 24th at 2:00 pm and then reopen December 26th at 8:30 am.For New Years HolidayWe will close on December 31st at 2:00 pm and then reopen January 2nd at 8:30 am. We understand that the past year has been fi...
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Non-Emergency Medical Transportation Insurance

We have the Insurance you need for your Non Emergency Medical Transportation Company.We understand that transporting elderly and special needs clients is the core of your business, and a responsibly you takewith the upmost seriousness. Insurance carriers appreciate that, but also see the risk inherent in transporting patientsto their appointments- That risk is reflected in the rates they cha...
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Tow Truck Insurance

Looking for Tow Truck Insurance, Turn to Urban Insurance.Our expert staff has been a dependable source for Towing Insurance for over 60 years. We understand the requirements that the Secretary of State has placed on Flatbeds and Tow-Trucks prior to granting them the “TW” plates needed to operate a towing company. Whether your company specializes in towing, auto transport, salvage, or if you do w...
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What is Covered on an Auto Insurance Policy?

Urban Insurance Agency has specialized in writing custom Auto Insurance policies for the past 60 years. Over that time we have heard thousands of questions, but some we have found come up frequently. The first step in shopping for a car insurance policy is to understand the parts that make up a typical Personal Auto Insurance policy. We  at Urban Insurance are happy to answer you questions and ...
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Home and Auto Insurance Rates and Climate

  Chicago began 2019 with record-setting cold, and July brought days with a heat index over 100 degrees. In 2020 we have seen Death Valley hitting 130 degrees, a large "firenado" in California, an increase in the number of tropical storms, record loss of ice sheets, and rising sea levels. All across the world we are witnessing an increase in extreme weather, and insurance companies recogn...
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