Terms & Conditions

Terms & Conditions

Urban Insurance Agency website Terms & Conditions 2022

Please read the following terms & conditions of use and disclaimer (“terms”) before using this Web Site (“Site”). By using this Site, urbaninsuranceagency.com, you agree to these terms. Urban Insurance Agency (“Urban Insurance Agency”) reserves the right to modify, alter or update these terms. This Site is controlled by Urban Insurance Agency, LLC from its location in Chicago, IL, USA. It may be accessed from any other state as well as other countries. Because each of these places have laws that may differ from those of Illinois’, by accessing this Site you agree that the laws of Illinois will apply to all matters arising out of the use of this Site. These terms represent the only agreement between us regarding the use of this Site for any purpose.


Unless otherwise noted in this Site, all content of the Site is the property of Urban Insurance Agency, LLC, © 2022 Urban Insurance Agency, All rights reserved. Portions of the Site may be electronically copied and hard copied for the sole purpose of educating you about Urban Insurance Agency, its products or services, or for placing an order with Urban Insurance Agency. Any other use or copying, including reproduction for purposes other than noted above, modification, distribution or republication, without the express written consent of Urban Insurance Agency, is prohibited.

External Sites

This Site may contain links to other Sites on the Internet that are owned and operated by third parties. You acknowledge that Urban Insurance Agency is not responsible for the availability, content and ramifications of your use of any such third party Sites.

Your Communication to Urban Insurance Agency

Excluding our obligations to you under our Privacy Policy, any communication or material you submit to our Site by electronic mail or otherwise, may be made available to Urban Insurance Agency employees, sales agents or strategic business partners. Any such communication or material may be reproduced, distributed, posted and publicized by Urban Insurance Agency for internal business purposes. Urban Insurance Agency is free to use any ideas, concepts, know-how or techniques contained in any such communication or material for any purpose, including but not limited to developing, manufacturing and marketing its products and services.


ALL CONTENT AVAILABLE TO YOU THROUGH THIS SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Your use of this Site is at your own risk. Urban Insurance Agency will not be liable for any direct, indirect, incidental, special or consequential damages that result from your use, or inability to use, this Site, including but not limited to those that result from interruptions, mistakes, deletions of files, viruses or any failure of performance whether or not caused by acts of God. Some states do not permit the exclusion of special or consequential damages and in those states Urban Insurance Agency’s liability is limited to the fullest extent permitted by law.


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