If you’re planning a trip to Mexico by car, you would be wise to purchase a policy that qualifies as, and meets the rules of Mexican Insurance.
Although some insurance companies state they have “Mexican Insurance” coverage this usually means within 25 miles of the border. If you stay within those 25 miles and something occurs either an accident or theft your company might cover the expenses however US insurance WILL NOT provide any type of Mexican liability insurance, which is required by Mexican authorities. So if you cause any damages to third parties, your US insurance won’t provide any coverage.
Bottom line, you do not want to find yourself in a foreign country police station, debating the exact legal fine points of what is, or is not, covered under your American Insurance policy. At Urban we have policies that have been pre-approved in Mexico and meet each of their requirements.
If you have a question, please contact us at 1-800-680-0707.