Accidents happen to even the best drivers; so you should take the following steps after a car accident?
When a car accident does occur, it’s important to remain calm, collect the needed information and make a timely report.
The first thing to do after a car accident is to gain your composure. Job one is to assess if anyone in your vehicle is hurt, if so immediately call 911. Clearly the next step is to see if anyone in the other car or truck needs help.
Please take all reasonable steps to avoid further damage to person and or property by moving cars off to the side of the road and out of harm’s way.
The next step is to obtain all of the information you will need to report the loss to both Urban Insurance Agency, as well as to the police.
1.Begin with the most obvious, Name, Address, Phone number and Work Number,
2. Ask them for their insurance information. Remember to ask for the name of the company as well as the name of the office or agency, and get the corresponding phone numbers for each. Clearly it is wise to mark down information on the vehicle(s) in the crash and their license plate number.
3. Today everyone has a phone with a built in camera, taking a few photos of the accident scene is a great way to provide needed information. All of the excitement and trauma of being in a car accident can make it difficult to remember details, a few pictures will go a long way towards helping you fill in any holes.
4. Report any accident promptly to both Urban Insurance, as well as to the police. Today, most police departments will not send out an officer to the scene unless there are injuries. However a report must be filed; that puts the job on you, the driver. If you fail to file a “Crash report,” this can result in your license being suspended or revoked. The sooner the loss is reported, the sooner we can help you get your car fixed or replaced. If you wait too long you can put your coverage in jeopardy.
Over the past 58 years that Urban Insurance has helped tens of thousands of our customers solve the problems caused by accidents. None of our customers enjoy being involved in an accident, but we do find that they “Are Happy” that they were insured by Urban Insurance.
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Urban Insurance Agency 800 W Huron St #301 Chicago, IL 60642