Insurance binder

Binder

Understanding an Insurance Binder.Insurance policies are effective at 12:01am on a stated date and then expire at 12:00am typically 6 or 12 months later. Having a standard time of day that policies begin and end greatly reduces confusion for consumers.But clearly, few people just happen to purchase insurance at precisely midnight; as a result, an agent will often "Bind coverage" to span the...
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