Tariffs Set to Increase Car Insurance Premiums It will come as no surprise to any car owners that the cost of their insurance has risen considerably over the course of the past two years. Insurance companies have listed multiple factors as contributing to their need to raise rates. The most common reasons listed, in addition to a swell in the number of claims, are the increased cost of both n...
Read MoreInsurance for First Transit, MTM, and Modivcare
Insurance Requirements for First Transit, MTM, and Modivcare.
Whether you have a fleet or a single vehicle; been in business for years or starting a new venture, Urban has the experience to provide your Non-Emergency Medical Transportation business the insurance required by the State of Illinois. We will prepare certificates you need for the state, and carriers with whom you’re contracted. We wr...
Read MoreTow Truck Insurance
Looking for Tow Truck Insurance, Turn to Urban Insurance.
Our expert staff has been a dependable source for Towing Insurance for over 60 years. We understand the requirements that the Secretary of State has placed on Flatbeds and Tow-Trucks prior to granting them the “TW” plates needed to operate a towing company. Whether your company specializes in towing, auto transport, salvage, or if you do w...
Read MoreNon-Emergency Medical Transportation Insurance Quotes
We have the Insurance you need for your Non Emergency Medical Transportation Company.
Whether you're launching a new venture or have been in the NEMT business for years, Urban offers multiple carrier options for Non-Emergency Medical Transportation Insurance to fit your needs. We understand the insurance requirements of the State, the City of Chicago, as well as the limits needed to maintain a con...
Read MoreContractors Insurance
Save on Contractors Insurance
When Looking for Contractors Insurance in Chicago, as well as the entire states of Illinois and Indiana, Urban Insurance Agency will find your business the needed coverage at the lowest rate. Whether you’re an Electrician, Plumber, Carpenter, or Landscaper, we have the Business Insurance required to protect your business. Do I Need Contractors Insura...
Read MoreWhat is Actual Cash Value?
Question: "What is actual Cash Value?"
What is the actual cash value of my car? We have all heard that as soon as you drive the car off the showroom floor, the value of the car drops, this change in value is called depreciation. The basic logic stems from the fact that people are willing to pay less for a “Used Car” or truck than they would for a brand-new vehicle. An insurance company realiz...
Read MoreInsurance Binder
Understanding an Insurance Binder
Insurance policies are effective at 12:01am on a stated date and then expire at 12:00am typically 6 or 12 months later. Having a standard time of day that policies begin, and end, greatly reduces confusion for consumers. But clearly, few people just happen to purchase insurance at precisely midnight; as a result, an agent will often "Bind coverage" to span th...
Read MoreHappy Thanksgiving
Urban Insurance wishes you and your family a Happy Thanksgiving.
Please drive safely, the weather might have a few surprises in store for us all,
and may your Black Friday shopping be successful.
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________________________________________ Thanksgiving's Office Hours 2023
Urban will Close at 3:00pm on Wednesday and then reopen on Frid...
Read MoreTen ways to avoid becoming a victim of vehicle theft:
Ten ways to avoid becoming a victim of vehicle theft:
The average price of a new car is now over $48,000, that’s a 47% increase over the past four years. Late model used cars, historically where people turned to save 40% -50%, now have skyrocketed to an average price of over $34,000. The good news is that Carjackings have recently fallen across the city; unfortunately, motor vehicle theft is up...
Read MoreNeed Insurance help 24/7
Have Questions, or need insurance help 24/7?
Few of us live 9-5 lives, more than ever we find ourselves searching for answers after traditional office hours. So, if you find yourself in need Insurance help 24/7, our assistant Amy Mentis can provide answers to many of your questions. She is still learning, so she, and we, apologize if she asks for clarification or fails to give you a complete enou...
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