Save on Contractors InsuranceWhen Looking for Contractors Insurance in Chicago, as well as the entire states of Illinois and Indiana, Urban Insurance Agency will find your business the needed coverage at the lowest rate. Whether you’re an Electrician, Plumber, Carpenter, or Landscaper, we have the Business Insurance required to protect your business. Do I Need Contractors Insura...
Read MoreWhat is Actual Cash Value?
Question: "What is actual Cash Value?" What is the actual cash value of my car? We have all heard that as soon as you drive the car off the showroom floor, the value of the car drops, this change in value is called depreciation. The basic logic stems from the fact that people are willing to pay less for a “Used Car” or truck than they would for a brand-new vehicle. An insurance company realiz...
Read MoreInsurance Binder
Understanding an Insurance BinderInsurance policies are effective at 12:01am on a stated date and then expire at 12:00am typically 6 or 12 months later. Having a standard time of day that policies begin, and end, greatly reduces confusion for consumers. But clearly, few people just happen to purchase insurance at precisely midnight; as a result, an agent will often "Bind coverage" to span th...
Read MoreHappy Thanksgiving
Urban Insurance wishes you and your family a Happy Thanksgiving.Please drive safely, the weather might have a few surprises in store for us all,and may your Black Friday shopping be successful.______________________________________________________________________________________________ Thanksgiving's Office Hours 2023Urban will Close at 3:00pm on Wednesday and then reopen on Frid...
Read MoreTen ways to avoid becoming a victim of vehicle theft:
Ten ways to avoid becoming a victim of vehicle theft:The average price of a new car is now over $48,000, that’s a 47% increase over the past four years. Late model used cars, historically where people turned to save 40% -50%, now have skyrocketed to an average price of over $34,000. The good news is that Carjackings have recently fallen across the city; unfortunately, motor vehicle theft is up...
Read MoreNeed Insurance help 24/7
Have Questions, or need insurance help 24/7?Few of us live 9-5 lives, more than ever we find ourselves searching for answers after traditional office hours. So, if you find yourself in need Insurance help 24/7, our assistant Amy Mentis can provide answers to many of your questions. She is still learning, so she, and we, apologize if she asks for clarification or fails to give you a complete enou...
Read MoreInsurance for Hyundai and Kia vehicles
Insurance for Hyundai and Kia vehicles.Despite the soaring number of thefts of Hyundai and Kia models, we still offer Insurance for those vehicles. In Chicago, there were over 7,000 thefts of Hyundai and Kia vehicles in 2022, according to data from the IllinoisSecretary of State, reported by CBS Chicago. The thefts account for 10% of all registered Kias and 7% of all registeredHyundais in...
Read MoreOvernight Winter Parking Ban in Chicago.
Chicagoans know to be on the lookout for signs stating No Parking when snow is over 2”but many drivers miss the signs declaring the Overnight Winter Parking Ban in Chicago. The department of Streets and Sanitation, who are tasked with keeping our streets clear, posted this notice reminding residents of the new law. Since most Chicagoans are not fortunate enough of having a garage, or ...
Read MoreLimousine, Medicar, and Public Transportation Insurance
Need PT or MC Plates?Let us save you money on your Limousine, Medicar, and Public Transportation Insurance. The license plates for Public Transportation need to be renewed by each year at the end of June; whereas the license plates for Limousines end December 30th.We offer free quotes for Limousine, Medicar, NEMT, and Public Transportation Insurance. Urban Insurance Agency ha...
Read MoreBBB Complaint Free Car Insurance Award!
BBB Complaint Free Car Insurance AwardUrban Insurance Agency proud to announce that we received a 2021 Better Business Bureau® Complaint Free Car Insurance Award.Founded in 1912, the Better Business Bureau® (BBB) is a private, nonprofit association dedicated promoting consumer confidence. They carry out their mission by providing the infostructure for people to file a written complaint against...
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