SR22

SR22 Information for Illinois

SR22 Insurance Information for IllinoisA lot of confusion and misinformation seems to surround the SR22 requirements in Illinois. In this article, I will break it down and explain the points that often cause the most questions.Simply put, an SR-22 is a form (provided by your car insurance company) that verifies you have met Illinois's state requirement for auto liability insurance....
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Electronic SR22 Filing program information

Urban Insurance Agency represents several Auto Insurers that provide Electronic SR22 filing of Financial Responsibility forms with the State of Illinois. By using the Electronic SR22 filing program, the filing is entered directly into the state database, eliminating the traditional delays involved with the manual entering of the filing. This is a service we can provide on behalf of our policyholde...
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States Requiring SR22 Insurance

If you are required to carry SR22 Insurance in your current state and move to a state that does not require it, you must continue to carry SR22 Insurance with the same minimum liability limits until you've met the term in your former state (usually three years). So, even if you move to a state that requires SR22 Insurance, but at lower liability limits - you'll be required to maintain the higher l...
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SR22

SR22 Insurance, is a type of auto insurance that is often misunderstood by people in search of car insurance. Failing to file SR-22 when required to do so by the court, will result in your driver’s license being suspended or revoked as well as a large fine. Because of the large number of questions, below you will find answers to some of the most common SR22 questions.What is an SR-22?SR22 can ...
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The court is requiring me to buy SR-22 insurance, So just what is SR22?

SR-22 insurance, varies little from normal auto liability insurance, save for the states requirement that the insurance company provide an sr22 form. The SR in SR22 comes from the name of the form the state of Illinois requires- Safety Responsibility”. At times you might hear the car insurance  sometimes called “financial responsibility insurance;” or people will sometime refer this “car insurance...
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Is Car Insurance Required by Law?

Yes. Liability insurance is required by law in the state of Illinois.The Illinois Mandatory Insurance Law requires ALL motorists to have auto liability Insurance on their vehicles or face SEVERE PENALTIES. If you are caught driving without insurance because you failed to keep up your monthly payments and your auto liability insurance is canceled you will be subject to the penalties of the law ...
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3 DUI Violations in 3 Days

Some people just never learn. That clearly was the case for Jo A. Trilling who was arrested for drunken driving three times in three days . According to The Sheboygan Press, the 60-year-old woman had been on vacation in Wisconsin at the time of all three arrests.The first time was after an officer saw her driving her car out of a ditch. You would think that after being caught driving with a bl...
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Why do I Need a SR-22 Filing When Most People Don’t?

People whose license is under suspension by the Illinois Department of Motor vehicles need an SR22 Filing to reinstate their license. The are a variety of reason that you might be required to show proof of SR-22 filing, they include: drunk driving violations (DWI); suspensions from unpaid fines or parking violations; having an accident without car insurance; or having your license suspended for fa...
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In Addition to Getting an SR22 Filing, What Else do I need to do to Reactivate my Driver’s License?

In Order To Reinstate Your License, You Must Do One Of The Following:If the cause of the SR22 is a “Judgment” you must either pay the full amount of the judgment or obtain a court order agreeing to pay the judgment in installments to the plaintiff’s attorney or the Clerk of the Cook County Circuit Court. It is important that you make sure you receive a certified, file-stamped copy of a “Satisf...
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