America has largely achieved the right to claim energy independence, since our energy exports have surpassed net imports; so Why is gas still so expensive?We were told oil was a commodity, of which, the world had a limited supply. That in but a few decades we would be running out, and leading up to that day, prices would soar. As oil steadily rose to over $100/ barrel in June of 2014,...
Read MoreHalloween in Chicago
Halloween in Chicago is a time when kids get to dress-up as a favorite character, gather with friends and roam from house to house collecting as much candy as possible. When I was a child, I can remember starting early and putting in hours of ringing bells till I had shopping bags full of candy. As a parent in Chicago, my wife and I took our son and his friends trick or treating, ever careful ...
Read MoreThe Cost of Windshield Replacement
Why Your Windshield is So Expensive:Visit pretty much any car dealership in 2020, and more than likely you’ll notice that every new vehicle on the lot comes with at least one driver assistance feature built in. The features may go by different names, but they include things such as a rear view camera to help with parking, or adaptive cruise control that automatically adjusts your speed for you d...
Read MoreNew Auto Insurance Law in Illinois
Effective July 1st, a New Auto Insurance Law in Illinois goes into effect.The Secretary of State for Illinois, Jesse White, is launching a new program called the "Electronic Automobile Insurance Verification Program," in an effort to crack down on uninsured motorists.Insurance has been mandatory in Illinois since Jan. 1, 1990, but there has always been a percentage of car-owners who have eithe...
Read MoreHow to Compare Car Insurance Rates
How to Compare Car Insurance RatesWith the average price of a new car hitting $40,107, along with the skyrocketing expense of medical care; the cost of insurance claims are at record highs. Last year auto insurance companies paid out $184,669,308 dollars in claims. Comparing car insurance rates is essential to combating this rise and keeping your costs as low as possible. Things to look for w...
Read MoreDriving safely in Snow
Chicago is seeing the largest accumulation pf snow in decades, leaving people to dig their cars out after back-to-back storms piled up to as much as 30 inches across parts of the Chicago and suburbs. This weather causes slick conditions on our roads, and limits visibility; by noon today we already had 11 insureds report accidents, proving the importance of driving safely in snow. When roads are...
Read MoreMerry Christmas and Happy New Years
We at Urban Insurance Agency, want to wish you and your family a Merry Christmas and hope that 2021 is a healthy and happy year.For Christmas HolidayWe will close on December 24th at 2:00 pm and then reopen December 26th at 8:30 am.For New Years HolidayWe will close on December 31st at 2:00 pm and then reopen January 2nd at 8:30 am. We understand that the past year has been fi...
Read MorePhone Outage
There is currently a worldwide Phone Outage.November, 09, 2021 Problems earlier today shut down internet services to Comcast and AT+T customers, those issues knocked out all VOIP phones operating over their internet connections. The outage caused many police and emergency services to be unavailable. Those problems have been repaired; but no sooner were some systems back up, other phone serv...
Read MoreHome and Auto Insurance Rates and Climate
Chicago began 2019 with record-setting cold, and July brought days with a heat index over 100 degrees. In 2020 we have seen Death Valley hitting 130 degrees, a large "firenado" in California, an increase in the number of tropical storms, record loss of ice sheets, and rising sea levels. All across the world we are witnessing an increase in extreme weather, and insurance companies recogn...
Read MoreCovid 19 Notice
Update: As of 03/21/20 Gov. J.B. Pritzker issues order requiring residents ‘shelter in place’Urban Insurance will continue to serve our customers throughout this temporary order. We will be fully staffed and will have the ability to provide all functions necessary. Our customers will be able to look up their accounts, and make payments via our website. We will all be available via email, and ...
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