Effective July 1st, a New Auto Insurance Law in Illinois goes into effect.The Secretary of State for Illinois, Jesse White, is launching a new program called the "Electronic Automobile Insurance Verification Program," in an effort to crack down on uninsured motorists.Insurance has been mandatory in Illinois since Jan. 1, 1990, but there has always been a percentage of car-owners who have eithe...
Read MoreHow to Compare Car Insurance Rates
How to Compare Car Insurance RatesWith the average price of a new car hitting $40,107, along with the skyrocketing expense of medical care; the cost of insurance claims are at record highs. Last year auto insurance companies paid out $184,669,308 dollars in claims. Comparing car insurance rates is essential to combating this rise and keeping your costs as low as possible. Things to look for w...
Read MoreDriving safely in Snow
Chicago is seeing the largest accumulation pf snow in decades, leaving people to dig their cars out after back-to-back storms piled up to as much as 30 inches across parts of the Chicago and suburbs. This weather causes slick conditions on our roads, and limits visibility; by noon today we already had 11 insureds report accidents, proving the importance of driving safely in snow. When roads are...
Read MoreMerry Christmas and Happy New Years
We at Urban Insurance Agency, want to wish you and your family a Merry Christmas and hope that 2021 is a healthy and happy year.For Christmas HolidayWe will close on December 24th at 2:00 pm and then reopen December 26th at 8:30 am.For New Years HolidayWe will close on December 31st at 2:00 pm and then reopen January 2nd at 8:30 am. We understand that the past year has been fi...
Read MoreHome and Auto Insurance Rates and Climate
Chicago began 2019 with record-setting cold, and July brought days with a heat index over 100 degrees. In 2020 we have seen Death Valley hitting 130 degrees, a large "firenado" in California, an increase in the number of tropical storms, record loss of ice sheets, and rising sea levels. All across the world we are witnessing an increase in extreme weather, and insurance companies recogn...
Read MoreCovid 19 Notice
Update: As of 03/21/20 Gov. J.B. Pritzker issues order requiring residents ‘shelter in place’Urban Insurance will continue to serve our customers throughout this temporary order. We will be fully staffed and will have the ability to provide all functions necessary. Our customers will be able to look up their accounts, and make payments via our website. We will all be available via email, and ...
Read MoreNew State Law: “The Electronic Car Insurance Verification Law”
Effective 08/30/2019, The Electronic Car Insurance Verification Law will require all companies writing auto insurance in Illinois to provide daily reports to the Secretary of State updating them on all policies started, and any policy that has been cancelled. Companies will send their data, electronically, to the Illinois Verification System (ILIVS), there all insurance will be matched against the...
Read MoreChicago EXCESSIVE HEAT WARNING
... EXCESSIVE HEAT WARNING IN EFFECT FROM NOON CDT THURSDAY TO 7PM CDT SATURDAY...The National Weather Service in Chicago has issued an ExcessiveHeat Warning, which is in effect from noon CDT Thursday to 7 PMCDT Saturday. * HIGH TEMPERATURES...Peaking well into the 90s each day, withFriday and Saturday potentially in the upper 90s to near 100. * MAXIMUM HEAT INDICES...Peaking 104...
Read MoreChicago Auto Show
Chicago Auto Show I have missed the Chicago Auto Show only a handful of years since my parents first brought me at the age of seven. I in turn have taken my son at least 18 of his 23 years. The auto show is one of those events that lends itself to family traditions. As I walked the floor, it was heartwarming to see the large number of parents doing their best to keep up with children, excitingl...
Read MoreChicago Wind chill at dangerously low levels
Urban Insurance Agency will have limited hours and staff on Wednesday, 01/30/2019.Chicago will see Wind chill temperatures reach such dangerously low levels that simple everyday tasks hold the potential to lead to life-threatening situations. It is vital to realize, that with such extreme conditions, frostbite injuries can occur in less than 10 minutes. While any exposed skin is particularly pro...
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