Author: Larry Lubell

New State Law: “The Electronic Car Insurance Verification Law”

Effective 08/30/2019, The Electronic Car Insurance Verification Law will require all companies writing auto insurance in Illinois to provide daily reports to the Secretary of State updating them on all policies started, and any policy that has been cancelled. Companies will send their data, electronically, to the Illinois Verification System (ILIVS), there all insurance will be matched against the...
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Home and Auto Insurance Rates and Climate

 Chicago began 2019 with record-setting cold, and July brought days with a heat index over 100 degrees. Insurance companies recognize that an increase in extreme temperatures is linked to an increase in the number, and severity of claims. The math is simple- The more extreme the weather, the higher the Home and Auto Insurance Rates.January’s record cold resulted in insurance companies...
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Non-Emergency Medical Transportation Insurance

We have the Insurance you need for your Non Emergency Medical Transportation Company.We understand that transporting elderly and special needs clients is the core of your business, and a responsibly you takewith the upmost seriousness. Insurance carriers appreciate that, but also see the risk inherent in transporting patientsto their appointments- That risk is reflected in the rates they cha...
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Chicago EXCESSIVE HEAT WARNING

... EXCESSIVE HEAT WARNING IN EFFECT FROM NOON CDT THURSDAY TO 7PM CDT SATURDAY...The National Weather Service in Chicago has issued an ExcessiveHeat Warning, which is in effect from noon CDT Thursday to 7 PMCDT Saturday.* HIGH TEMPERATURES...Peaking well into the 90s each day, withFriday and Saturday potentially in the upper 90s to near 100.* MAXIMUM HEAT INDICES...Peaking 104...
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Seguro de transporte médico no de emergencia

 Vendemos seguros para su negocio de Transporte Médico No de Emergencia. Bajo costo seguro-de-transporte-medico-no-de-emergenciaEntendemos que el transporte de clientes mayores y con necesidades especiales es el núcleo de su negocio, y es una responsabilidad para usted. Con la máxima seriedad. Las compañías de seguros lo aprecian, pero también ven el riesgo inherente en el transporte de pacien...
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Chicago Auto Show

Chicago Auto ShowI have missed the Chicago Auto Show only a handful of years since my parents first brought me at the age of seven. I in turn have taken my son at least 18 of his 23 years. The auto show is one of those events that lends itself to family traditions. As I walked the floor, it was heartwarming to see the large number of parents doing their best to keep up with children, excitingl...
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Chicago Wind chill at dangerously low levels

Urban Insurance Agency will have limited hours and staff on Wednesday, 01/30/2019.Chicago will see Wind chill temperatures reach such dangerously low levels that simple everyday tasks hold the potential to lead to life-threatening situations. It is vital to realize, that with such extreme conditions, frostbite injuries can occur in less than 10 minutes. While any exposed skin is particularly pro...
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Insurance payments during Government Shutdown

America has now entered into the longest Government Shutdown in our history. With over 800,00 government workers not receiving paychecks, most with families, that sudden loss of income will effect millions of Americans. At Urban Insurance Agency we will do our best to work with our customers who are federal employees, not being paid, by dropping late-charges on Insurance payments during government...
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Driving safely in Snow

Winter has once again hit Chicago, leaving people to dig their cars out after heavy, wet, snow piled up to as much as 10 inches in parts of the Chicago suburbs. This weather causes slick conditions on our roads, and limits visibility; by noon today we already had 11 insureds report accidents, proving the importance of driving safely in snow.When roads are covered with snow and ice it can prese...
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How much does car insurance cost?

No one wants to over-pay for their policy: so how much does car insurance cost?Urban has car insurance plans that start for as little as $35. How much car insurance insurance will cost you, is based on the insurance company calculating the likelihood of you having a claim, and how much will they have to pay if it happens.Insurance companies collect data about every claim so as to be able to ...
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