Author: Larry Lubell

Insurance payments during Government Shutdown

America has now entered into the longest Government Shutdown in our history. With over 800,00 government workers not receiving paychecks, most with families, that sudden loss of income will effect millions of Americans. At Urban Insurance Agency we will do our best to work with our customers who are federal employees, not being paid, by dropping late-charges on Insurance payments during government...
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Driving safely in Snow

Winter has once again hit Chicago, leaving people to dig their cars out after heavy, wet, snow piled up to as much as 10 inches in parts of the Chicago suburbs. This weather causes slick conditions on our roads, and limits visibility; by noon today we already had 11 insureds report accidents, proving the importance of driving safely in snow.When roads are covered with snow and ice it can prese...
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How much does car insurance cost?

No one wants to over-pay for their policy: so how much does car insurance cost?Urban has car insurance plans that start for as little as $35. How much car insurance insurance will cost you, is based on the insurance company calculating the likelihood of you having a claim, and how much will they have to pay if it happens.Insurance companies collect data about every claim so as to be able to ...
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What to do after a car accident?

Accidents happen to even the best drivers; so you should take the following steps after a car accident?When a car accident does occur, it's important to remain calm, collect the needed information and make a timely report.The first thing to do after a car accident is to gain your composure. Job one is to assess if anyone in your vehicle is hurt, if so immediately call 911. Clearly the ne...
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Programming morality into driverless cars.

Driverless cars are reaching the consumer market.We have all read articles and seen videos discussing the coming age of autonomous vehicles, and the promise of a dramatic decline in auto accidents-clearly good news. It is easy to marvel at the algorithms and equipment designed to allow a car to safely navigate down streets filled with obstacles; however an interesting question arises when it bec...
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Auto Insurance Discounts

Nobody jumps for joy when it's time for them to pay for car insurance, all the more reason to make sure your agent is finding you all the auto insurance discounts offered.Our Online Quote Rater will quickly provide you with a low cost car insurance rate, and it will apply discounts you might qualify for based on your answers to the questions. Keep in mind, whether you obtain an online quote, or ...
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Martin-Luther-King-Jr. Day

In these days when our country seems so divided, the inspirational message of Dr. Martin Luther King Jr. rings out clearly. It reminds us of our obligation to actively fight against bigotry, hatred, and the forces that seek to pit us against each other. To divide and conquer, is to reduce the greatness that America might otherwise obtain."We the people" are stronger, more righteous, more d...
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Speed Kills.

There is always risk while driving, but speed kills.Car accidents can cost you money even if your are properly insured, they can be financially devastating if you failed to have the proper car insurance. Aside from the monetary loss, a crash can leave lives permanently altered, or worse. Over 35,000 people die each year in auto accidents on America's roads.It might be difficult to imagine th...
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2017 J.D. Power Auto Insurance Study

No one wants to over pay for their auto insurance, and so consumers are rightfully concerned when they read that the 2017 J.D. Power Auto Insurance Study shows rates going up all across America. Based on J.D. Power's newest study 26% of car owners saw their auto insurance rates increase. On the positive side, the study found, "overall satisfaction with car insurance has improved"Chicago has se...
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Insurance for Airbnb Hosts

Do you make your property available for short-term rental? Urban has the Required Insurance for Airbnb Hosts.Most Airbnb hosts do not carry the correct insurance coverage for their property. It is important to understand that your standard homeowner’s or renter’s insurance policy will likely exclude any claim that occurs while a guest is renting your space. Just the fact that you make your uni...
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