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We Stand with the People of Paris

France gave us the Statue of Liberty, they share our values, and we share their sorrow. This is not the action of a religion, this senseless slaughter is the work of twisted fanatics who have divorced themselves from any empathy for human life. We are, once again, looking into the heart of true evil and it terrifies us. People were executed for the crimes of going to a concert, having dinner wi...
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Urban Insurance Is Moving

Effective October 3rd Urban Insurance AgencyWill be moving our offices. Our new location and contact information is: Urban Insurance Agency  800 West Huron Street Suite #301 Chicago, Illinois 60642312-664-8088 / 800-680-0707 Urban Insurance Is MovingPlease visit us at our new space starting October 3rd 2015 While office has moved, you will continue to find all of the friendl...
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Fake Car Insurance policies

Avoid being the next victim of fake car insurance policies Watch out for scammers selling fake auto insurance policies. (iStockPhoto) PrintEmailBy Karin Price Mueller | NJ Advance Media for NJ.com  0 Reddit A car stops suddenly in front of you, you hit your brakes, hear t...
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Insurance for Medicar Plates.

Looking for Insurance for Medicar Plates?If you operate a Nonemergency Transportation company (Medicar), then you know that your MC plates come due on June 30th. You also know that the police will be out looking for any Medicar driving on expired plates. The limits of liability required are set at $250,000/$250,000/$50,000 in the state of Illinois. Without an Accord certificate of insurance pr...
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SR22 Information for Illinois

SR22 Insurance Information for Illinois A lot of confusion and misinformation seems to surround the SR22 requirements in Illinois. In this article, I will break it down and explain the points that often cause the most questions. Simply put, an SR-22 is a form (provided by your car insurance company) that verifies you have met Illinois's state requirement for auto liability insurance. ...
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Are Uber drivers employees?

If you ask Uber they will tell you, No they are sub-contractors, but if you ask The California Labor Commission they will say they A driver for Uber is an employee. In a ruling on June 3 ruling the the California Labor Commission concluded that drivers for Uber are employees, and not contractors, and Uber is subject to withholding Social Security, providing workers’ compensation as well as unemplo...
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Self-driving car accidents, are the roads ready for autonomous autos?

Google has been heavily promoting their experimental autonomous autos as the near-future’s answer to safer roads. With 11 self-driving car accidents, some people are asking the question, are these cars safe enough for public use? First let’s look at the basic data behind these accidents.California has 48 “self-driving cars,” in the past six months 4 of them have been in an auto accident; as a...
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Compare Insurance quotes

Today you can't turn on the TV, surf the web or go to a ballgame without being hit with promises to save you money. When searching to compare Insurance quotes, whether for car insurance, SR22 insurance, or Uber commercial insurance; the idea is to pay the least, without giving up any of the protection you need.I understand that our customers have no shortage of companies fighting for their busin...
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Uber Insurance Requirements

Uber Insurance Requirements, Are Drivers led To Buy Insurance That Leaves Them Uncovered?Allstate, State Farm, Progressive, and Geico agree, their policies do not cover Uber drivers or ridesharing activities of any kind. As Urban Insurance has written in prior posts, "Private passenger policies" do not provide coverage for vehicles used commercially, and make no mistake- Driving passengers for m...
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Urban says goodbye to Vivian Temples

It was Saturday morning, at my desk, when my mother called me to tell me of Vivian's passing. Let me explain, our insurance agency is open a half day on Saturdays, and that for so many years Vivian would be one of the few people working alongside of me, and often my mother. Vivian's hours had her coming late and then staying late; so many nights, after others left, it was just the two of us answer...
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